September 26th, 2023
Full tort provides unrestricted rights to make a claim or sue for various damages after a car accident, including pain and suffering. In contrast, limited tort restricts the ability to recover or sue for non-economic damages like pain and suffering unless specific criteria are met. Full tort typically lends to higher premiums but potentially larger payouts, whereas limited tort comes…
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July 14th, 2023
Limit Driving Distractions this Summer No matter what time of year, plenty of things can distract you while driving. However, more potential distractions can arise in the summer with nicer weather, children being out of school, a vacation mindset, and increased traffic. Despite these issues, it’s important to promote a safe driving environment all season long. Here are some common…
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April 26th, 2023
Rideshare companies and apps have transformed how people travel daily, especially in more populated areas like the city. Although Uber and Lyft rides are sometimes more convenient and cheaper than other transportation options, accidents still occur, and receiving fair coverage and compensation for your injuries is more challenging. Before you book your next ride, make sure you’re prepared and know…
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April 12th, 2023
According to an annual survey conducted by AAA, dangerous driving behaviors are on the rise. From 2020-2021, actions including speeding, red-light running, drowsy driving, and driving impaired on cannabis or alcohol have increased, with 24% more drivers getting behind the wheel despite being over the legal limit to drive. This increase is a bit surprising as these behaviors were steadily declining…
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November 4th, 2022
Between July 2020 and June 2021, 2.1 million animal-related vehicle accidents occurred, and 1.3 million of these accidents involved deer. In Pennsylvania alone, PennDOT reported more than 5,728 deer-related crashes in 2021. Though State Farm data says the current chances of hitting a deer in Pennsylvania are 1 in 54, these chances increase during the fall, which is deer’s migrating…
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October 19th, 2022
Every day, Pennsylvania residents travel to New Jersey and vice versa. Whether you’re traveling for work or pleasure, accidents can and do happen. When you’re insured, you usually think about whether your medical bills and vehicle damage costs are covered. However, every time you cross the bridge, your legal rights change and can impact how much you’re able to recover,…
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December 10th, 2021
Car accidents can happen in the blink of an eye. Knowing that there are different types of car accidents will help you approach the roads more cautiously. When you recognize the situations where accidents are most likely to occur, you’ll be more prepared to prevent them, which ultimately keeps you, your passengers, and others on the road safe. The five…
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November 12th, 2021
The first Sunday of November marks the end of Daylight Savings Time, which means clocks move back one hour. This time change occurs at 2 a.m. Eastern Daylight Time (EDT) and becomes 1 a.m. Eastern Standard Time (EST), thereby extending our sleep. Although we’re gaining an hour of rest, we’re losing sunlight and have to adjust our schedules accordingly. Since…
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September 24th, 2021
In PA, there are seven injuries every hour and one fatality every eight hours. On any given day, the State of Pennsylvania averages 286 reportable traffic crashes, resulting in 168 persons injured and three fatalities. The National Highway Traffic Safety Administration reports that the leading causes of traffic crashes are drunk driving, drug-impaired driving, distracted driving, lack of seat belt…
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August 13th, 2021
Stacking Car Insurance To Further Protect You Auto accidents happen all the time. With insurance, there is absolutely nothing to worry about. However, situations in which the party to blame either doesn’t have insurance or not enough insurance do arise. In those situations, it is important that you have the necessary insurance to cover yourself. This is where stacking comes…
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