Car Accident Attorney in Pennsylvania
There’s one sure thing if you’ve been in a car accident. You’re bombarded with solicitations from lawyers all over the country, all promising that they can quickly get you a big settlement. Should you contact one of them? Short answer, no.
Importance of hiring a car accident attorney
There’s no question that you need a car accident attorney to represent you after a crash. If you’ve been injured, you’re hurting, unable to work, and wondering how the bills are getting paid, a quick settlement offer from the at-fault driver’s insurance company seems like the solution, but is that offer really enough? Usually not!
Insurance companies want to settle with you right away before you know the extent of all your injuries and the long-term effects. The auto accident attorneys at Flager & Associates located in Philadelphia represent your interests and won’t settle until you get the best possible settlement.
Understanding Pennsylvania Car Accident Laws
Pennsylvania has a unique approach to insuring auto accidents — one of the biggest reasons you need us.
Drivers have two options when choosing their auto insurance — limited or full tort coverage.
Limited tort coverage means you can always recover for economic damages like lost wages, medical bills, and other out-of-pocket costs. However, recovering from pain and suffering—often the most significant part of a car accident settlement—is more challenging. You typically need to prove serious injury, disfigurement, or death. This high standard can be difficult to meet for minor accidents, potentially leaving victims without compensation for pain and suffering.
Full tort coverage, on the other hand, allows you to recover for both economic damages and pain and suffering. This can make a significant difference in the overall settlement amount, potentially thousands of dollars more. If you’re concerned about the limitations of limited tort coverage, full tort might be a better choice for you.
Pennsylvania follows a comparative negligence law, which means your fault in a car accident can reduce your compensation. If you’re found to be 50% or less at fault, you can still receive compensation, but your award will be reduced by the percentage of your fault. However, if you’re determined to be more than 50% responsible, you won’t be able to recover any damages.
If they are able, expect the other driver’s insurance company to try to pin the blame on you to either minimize or bar your recovery completely. Unless you have a car accident attorney, like the ones from Flager & Associates on your side, it’s very hard to fight back against a large insurance company.
Role of a car accident attorney
An experienced Philadelphia car accident attorney like the ones at Flager & Associates argues on your behalf to ensure you aren’t cheated out of a fair settlement. We speak for you so that you don’t have to deal with insurance adjusters and lawyers who are trying to get you to settle for a lowball compensation offer.
When you choose us, we immediately begin an investigation to find out exactly what happened and gather the supporting documents and your medical records. Our team interviews relevant witnesses and builds your case from the ground up.
Choosing the Right Car Accident Attorney
When you’ve been the victim of a car accident in the Philadelphia area, you need legal representation that knows Pennsylvania law inside and out and also has compassion and understanding of your situation.
The attorneys at Flager & Associates are experienced in dealing with insurance companies that try to blame the victim. Our team understands your anxiety, and we do everything we can to take the stress off of you so that you can heal. Insurance companies expect you to take their first lowball offer; we fight back and do everything possible to obtain a fair settlement that covers all your financial needs, now and in the future. At Flager & Associates we’ll treat you like family.
Image credit: Tricky_Shark / Shutterstock
